SSA will issue $970: The Social Security Administration (SSA) is set to issue a payment of up to $970 this Friday, January 31, 2025. This payment is part of the Supplemental Security Income (SSI) program, which provides financial assistance to eligible individuals. If you’re wondering whether you qualify for this extra money, read on for all the details.
SSA will issue $970
| Key Information | Details |
|---|---|
| Payment Amount | Up to $970 |
| Date of Payment | Friday, January 31, 2025 |
| Eligibility Criteria | Low-income individuals aged 65+, blind, or disabled |
| Resource Limits | $2,000 for individuals, $3,000 for couples |
| Official Source |
The SSA’s upcoming $970 payment is an early release of February’s SSI benefits, scheduled for Friday, January 31, 2025. To qualify, recipients must meet age, disability, income, and resource limits. If you’re already enrolled in SSI, check your direct deposit or debit card to ensure your payment arrives on time.
Why Is SSA Issuing This Payment?
The SSA provides Supplemental Security Income (SSI) payments on the first of each month. However, since February 1 falls on a Saturday, the payment is issued a day earlier—on January 31. This ensures that beneficiaries receive their money without delays.
This advance does not mean you’re getting extra money—it is simply the February SSI benefit arriving one day early. If you rely on this income for basic living expenses, be sure to budget accordingly for the month of February.
Understanding Supplemental Security Income (SSI)
The Supplemental Security Income (SSI) program is designed to help individuals with limited financial resources who need assistance to meet basic needs. Unlike Social Security benefits, which are based on work history, SSI is need-based. This means that even if you haven’t worked enough to qualify for Social Security, you might still be eligible for SSI benefits.
Who Is Eligible for the $970 SSI Payment?
Not everyone will receive $970. The actual amount you get depends on your income, living arrangements, and other benefits. Here’s what you need to qualify:
1. Age, Disability, or Blindness Requirements
To be eligible, you must fall into one of these categories:
- 65 years or older
- Legally blind
- Disabled (with a medical condition that prevents substantial work and is expected to last at least 12 months or result in death)
2. Income Limits
SSA sets strict income limits for SSI eligibility. As of 2025:
- Individuals must have an income below $987 per month.
- Couples must have an income below $1,470 per month.
Income includes wages, Social Security benefits, pensions, and other sources. However, certain exclusions apply, such as:
- The first $20 of most income per month.
- The first $65 of earned income plus half of the remaining wages.
- Certain types of housing or food assistance may also not count as income.
3. Resource Limits
SSI recipients must also meet asset (resource) limits:
- Individuals: $2,000 or less in countable resources.
- Couples: $3,000 or less in countable resources.
Countable resources include:
- Cash, bank accounts, stocks, bonds
- Second vehicle, property, investments
Exempt resources:
- Primary home and one vehicle
- Household items and personal belongings
How to Check If You Qualify
If you’re unsure whether you meet these criteria, follow these steps:
1. Check Your Income and Resources
Use SSA’s Benefit Eligibility Screening Tool to determine if you qualify: SSA Eligibility Tool
2. Apply for SSI
If you are not already receiving SSI, you can apply:
- Online: SSA Online Portal
- By Phone: Call 1-800-772-1213
- In-Person: Visit your nearest SSA office
3. Verify Your Payment Status
If you’re an existing recipient, check your payment status via:
How Will You Receive the Payment?
SSI payments are typically sent in one of two ways:
- Direct deposit (most common and preferred method)
- Direct Express Debit Card (for those without a bank account)
If you usually receive SSI on the first of the month, expect to see this payment on January 31, 2025.
SNAP Benefits and Donald Trump’s Leadership: Check What Changes Are Expected?
$3,264 Extra SSI Payment in 2025 – Only These People Will Get This Additional Benefits!
Don’t Forget These 2 Crucial SSI and Social Security Payment Dates: Check Details
Common Questions About SSA will issue $970
1. Will I receive a payment if I already get Social Security benefits?
Not necessarily. SSI is separate from Social Security retirement or disability benefits. If your income is above the SSI limit, you may not qualify.
2. Why is the amount different for some people?
The full SSI amount is $970, but it may be reduced if:
- You receive other government benefits.
- You live with someone who helps pay for food and shelter.
- You have additional sources of income that reduce your benefit amount.
3. Can I receive SSI and Social Security Disability Insurance (SSDI) at the same time?
Yes, but SSI benefits may be reduced depending on the amount you receive from SSDI.
4. What if my payment doesn’t arrive on January 31?
- Check your bank account or Direct Express Card.
- Log into My Social Security
- If missing, call SSA at 1-800-772-1213.